REALTOR®

(206) 962-0247      lynea@lyneacarver.com

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CREDIT REPAIR

You may have heard that having a great credit score helps increase your chances of paying less for a house let me show I have created my D.R.E.A.M method to maximize your score:

  • D Don’t miss a payment, close your revolving accounts or open any new ones.

  • R Repay debt faster. For example, if you have four years to pay off your car, pay it off in 3.

  • E Examine your credit report and dispute any errors. To see your credit report on an annual basis go to www.annualcreditreport.com or download an app like credit karma.

  • A Always keep your balances low. The goal is to have a 30% debt-to-credit ratio, that means if you have a $10,000 limit on your credit card you want to keep your balance lower than $3000.

  • M Make sure you know your FICO score.

To get more tips, please download How To Improve Your Credit Score and Buy a Home in 2021

 

HOME IMPROVEMENTS

Interior Design
Paint Pots and Color Wheel
Hammering
Handywoman

Making improvements to your home doesn’t have to be costly. Tackling common home improvement projects can easily transform those overlooked spaces with simple and budget-friendly updates. These little changes can have a big impact on the style and function of a room. I’ve put together a guide for you to help inspire some affordable mini makeovers.